Built Around Your Goals
For Self-Employed & Sole Traders
Tailored To Your Goals
Home Loan With Confidence
For Every Stage Of Life
Fast Process, Next Day Approval
Long Term Home Loan Assistance
Extra Repayment Options
Better Rate, Better Loan Features
Quick, Transparent & No Hidden Costs
We have a simple
personal loan
application process
It takes just a few minutes to provide us with your information and to do a preliminary assessment and get a rate estimate.
You can fill in an online application, and e-sign your contract if pre-approved. Trust & security is our #1 priority.
Money can be directly deposited into your bank account as soon as the next business day.
Calculate Your Loan Repayment
Note: Calculations are meant as estimates only and it is advised that you consult with a credit professional about your specific circumstances. This calculation is based on a rate of 6.99% which can change momentarily.
Useful Loan Features
Transparent and fast process, with no hidden fees
Loan products that we offer through our partnership with Australia’s top lenders give you the flexibility to reschedule repayment dates within your loan term.
So you can pay your loan off sooner and you’ll save on interest.
Some loans can be cheaper when you have a good credit profile outlook and you have maintained a clear credit history.
If you’re in need of an urgent loan approval, we can get your loan application approved within days rather than weeks.
Fast Approval, Next Day Funding
Grow Your Business With Unsecured Business Loan Or Line of Credit
Unsecured flexible business loans to help your business with cashflow.
- Can be used to pay bills & Invoices
- Fast approval, funds available within 24 hrs
- We have simple online application
- No early repayment fees, no hidden charges
Loans for most purposes
Building a brighter financial future
Whether you’re purchasing your first home, upgrading to your dream property, or expanding your investment portfolio, choosing the right loan is essential to your long-term financial success.
Looking for a new car to buy? Want an excellent car loan that suites your needs at a great rate? Let us find you an excellent car loan.
Construction loan is a home loan paid in different stages to your builder during the construction of your home.
Take control of your financial life with a flexible personal loan. Whether you want to go holiday or buy something you love, we can help your with a fast approving, low rate personal loan.
98% of our customers were satisfied with our credit assistance service
You’re in good company
Credit Advice that saves you money & time
Benefits to meet your needs
Whether you want to drive off in a new car, improve your home or refresh your finances, a personal loan from our panel of lenders could help to make your plans a reality…
- Get up to $75,000 with basic information
- Easy Online Application
- Fast Decision
- Cash Provided in just days
- All Credit Scores Considered
Loan approvals are subject to lender’s credit policies, Ts & Cs and eligibility criteria as well as lender’s service level agreement (SLA).
Flexible finance & repayment option short term secured/unsecured business loan for businesses who experience cashflow problems. Funds could be available as soon as the next day.
- Get up to $500,000 with basic information
- Could be used to pay invoices, bills,
- Purchase business equipment or new stocks
- Easy Online Application & Fast Decision
- Cash Provided in just days
- All Credit Scores Considered
Loan approvals are subject to lender’s credit policies, Ts & Cs and eligibility criteria as well as lender’s service level agreement (SLA).
Commercial loans also referred to as business loan can be used for the purchase a commercial property usually a warehouse, factory for owner occupation purposes or investment or buying new business equipment or replacing the old ones.
- Loans of $5k – $50M
- Purchase of a commercial property
- Buying new equipment or upgrading old equipment
- All business financials considered
Loan approvals are subject to lender’s credit policies, Ts & Cs and eligibility criteria as well as lender’s service level agreement (SLA).
Checking the interest rates in 3 minutes!
Our app to see your personalised loan rates will be available soon
Free Borrowing Capacity Assessment
FREE BORROWING CAPACITY ASSESSMENT PAGE Discover Your Borrowing Power Complimentary Personalised Borrowing Capacity Assessment Understanding how much you may be able to borrow is one of the most important first steps in your property journey. At Prospect Finance Group, we provide a complimentary borrowing capacity assessment tailored to your income, expenses, deposit position and financial circumstances—giving you greater clarity before…
Free Home Loan Health Check
FREE REFINANCE HEALTH CHECK PAGE Could Your Current Loan Be Costing You More? Complimentary Mortgage Refinance Health Check Your mortgage should continue working for you—not against you. Over time, interest rates change, lender products evolve, and your financial circumstances may improve—meaning your existing home loan may no longer be the most suitable option. Our complimentary refinance health check helps identify…
First Home Buyer Starter Guide
FIRST HOME BUYER STARTER GUIDE Your First Home Starts Here Complimentary First Home Buyer Starter Guide Buying your first home is exciting—but it can also feel overwhelming. From deposits and grants to borrowing limits and lender requirements, there’s a lot to understand before you begin. Our complimentary First Home Buyer Starter Guide provides practical guidance to help you navigate the…