financial future
payment?
loan servicer
Fast Online Instant Approvals
500,000 Customers
No Prepayment Fees
Flexible payments
A quick & transparent process
We have
a simple online
application:
It takes just a few minutes to provide us with your information and to do a preliminary assessment and get a rate estimate.
You can fill in an online application, and e-sign your contract if pre-approved. Trust & security is our #1 priority.
Money can be directly deposited into your bank account as soon as the next business day.
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Things to know about our costs
Transparent and fair costs, with no hidden fees
Loan products that we offer through our partnership with Australia’s top lenders give you the flexibility to reschedule repayment dates within your loan term.
So you can pay your loan off sooner and you’ll save on interest.
Some loans can be cheaper when you have a good credit profile outlook and you have maintained a clear credit history.
If you’re in need of an urgent loan approval, we can get your loan application approved within days rather than weeks.
Personal finance that fits you
We've built a secure & personalized experience
- Checking your rates won’t affect your credit score
- Our rates are often lower than the banks
- We have simple online application
- No early repayment fees, no hidden charges
Personal loans for most purposes
Building a brighter financial future
Whether you’re purchasing your first home, upgrading to your dream property, or expanding your investment portfolio, choosing the right loan is essential to your long-term financial success.
Looking for a new car to buy? Want an excellent car loan that suites your needs at a great rate? Let us find you an excellent car loan.
Construction loan is a home loan paid in different stages to your builder during the construction of your home.
Take control of your financial life with a flexible personal loan. Whether you want to go holiday or buy something you love, we can help your with a fast approving, low rate personal loan.
98% of our customers left satisfied
You’re in good company
Resources that put you in control
Benefits to meet your needs
Checking your rates in 3 minutes!
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Free Borrowing Capacity Assessment
FREE BORROWING CAPACITY ASSESSMENT PAGE Discover Your Borrowing Power Complimentary Personalised Borrowing Capacity Assessment Understanding how much you may be able to borrow is one of the most important first steps in your property journey. At Prospect Finance Group, we provide a complimentary borrowing capacity assessment tailored to your income, expenses, deposit position and financial circumstances—giving you greater clarity before…
Free Home Loan Health Check
FREE REFINANCE HEALTH CHECK PAGE Could Your Current Loan Be Costing You More? Complimentary Mortgage Refinance Health Check Your mortgage should continue working for you—not against you. Over time, interest rates change, lender products evolve, and your financial circumstances may improve—meaning your existing home loan may no longer be the most suitable option. Our complimentary refinance health check helps identify…
First Home Buyer Starter Guide
FIRST HOME BUYER STARTER GUIDE Your First Home Starts Here Complimentary First Home Buyer Starter Guide Buying your first home is exciting—but it can also feel overwhelming. From deposits and grants to borrowing limits and lender requirements, there’s a lot to understand before you begin. Our complimentary First Home Buyer Starter Guide provides practical guidance to help you navigate the…
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