Loan from Australia's top lenders
Benefits include:
Getting a home loan can seem complex, and you can get overwhelmed by not knowing where to start and how the process works, especially if you’re buying/building your first home or an investment property. With the help of the right team, your home buying journey can get easier, and you can avoid many potential financial mistakes that could cost you, your financial freedom and your peace of mind.
At Prospect Finance Group, we are a group of qualified professionals who work in teams to provide exceptional credit support services to our clients.
We have worked to simplify and narrow down the home loan application process in the few easy steps that follow.
- Mortgage Consultation
- We offer a no obligation mortgage consultation to run a preliminary assessment.
- We answer your question in relation to our credit activity, our process and costs (Please refer to our Credit Guide for more info on costs)
- Compare lenders and loan products
- We discuss your needs and objectives
- Present you with a credit proposal
2. Signing Application/Submitting Application
- Discuss your decision on the lender and loan product chosen
- Discuss property you have chosen/inspection
- Sign loan application
- Submit Application
- Signing a contract of sale and ordering a valuation
- Loan Approval
- Completing stamp duty forms
- Getting home building insurance
- Signing the loan offer/mortgage documents
- You can review the loan documents
- Ask us question about the loan agreement
- You still can request changes OR
- You sign the loan documents and we proceed to settlement
- Settlement
- Make sure enough funds are available for settlement
- Final inspection before settlement
We will walk you through every step of this process & on the day of settlement you pick up the keys and happy days.
We will be there to assist you during the life of the loan.
We offer a variety of loans
Choose a loan type below to learn more
We specialise in helping borrowers outside traditional lending policy, including self-employed, low-doc, credit-impaired, and complex lending scenarios—delivering finance solutions tailored to your circumstances.
We can help you compare and acquire a suitable car loan with low rate and useful loan features to purchase your dream car.
Buying a house is probably the biggest financial decision of anyone’s life. We can help you get a suitable loan to finance the purchase of your dream home.
A growing business needs access to funds to stay competitive and realise its full potential. Whatever the size and type of your business, we have borrowing solutions to help you succeed.
Construction loan also known as building loan is the type of home loan paid to your builder in stages for the construction of your home.
Personal loan from our panel of lenders can help you fund your dream wedding, purchase of your dream car or a holiday at exceptionally low interest rate.
A greater number of Australians are dreaming of building wealth through property investment and we are here to help finance their dream.
Home loan health check can help you determine whether your home loan rates and features are still sharp and you’re not paying anything more than you should. Refinancing your home loan can have several benefits.
Loan rates
Published loan rates can be deceiving
Some lenders may promote loan products on social media featuring very low interest rates, but these promotions don’t always highlight the full range of associated costs—such as ongoing fees and account maintenance charges.
At Prospect Finance Group, transparency is key. When we arrange a loan through our panel of lenders, all fees, charges, and terms are clearly outlined in your Credit Proposal Document before you enter into any legally binding agreement.